Hi,
My car was stolen over three weeks ago and still no word from the ins company on a pay out. My uncle is changing his car and is willing to sell it to me, slightly cheaper than we'd buy in the garage and he'll also get a better deal as a cash buyer. We have money to buy this car without waiting on our claim to come through.
My question is, if I take this car will it be harder to negotiate with my insurance company because I've replaced my stolen car with a car that will be a lot cheaper than the car that was stolen. At the moment, I am paying for a rental car out of my own pocket and I would really love to sort something out but not at the cost of the insurance paying me less for the car that was stolen.
Any advice?
My car was stolen over three weeks ago and still no word from the ins company on a pay out. My uncle is changing his car and is willing to sell it to me, slightly cheaper than we'd buy in the garage and he'll also get a better deal as a cash buyer. We have money to buy this car without waiting on our claim to come through.
My question is, if I take this car will it be harder to negotiate with my insurance company because I've replaced my stolen car with a car that will be a lot cheaper than the car that was stolen. At the moment, I am paying for a rental car out of my own pocket and I would really love to sort something out but not at the cost of the insurance paying me less for the car that was stolen.
Any advice?