Home house insurance renewal how much coverage

[rania]

have renewal for 332e,covers accidental damage,building,contents.thats its
rang aa got quote of 540 for same plus personal accident,fire call put,outside contents,price rent other house etc few extra things like that
do i need those extras,any opinions welcome

 

[peteb]

you dont have a choice in them, they are part of a household policy. they won't delete them. You say you dont need cover for renting another house, but what happens if the house burns down and if you have to rent somewhere else or if its flooded........that wont happen? If you thinkthat then why bothering insuring!