House Idle 3 yrs later ?

[No name]

I’ve seen a few comments here that after 3 years you have rights to the property ? Just wondering what is that about ?
Myself and husband were declared bankrupt in early 2016 and the house is still idle nearly 3 years later. The mortgage is still in our names and on the credit report.
I contacted the bank a few weeks ago on this and also spoke to them about the possibility of taking back on the mortgage as there are no rentals available for us. I would be happy to move back in and pay the mortgage if they wrote off the arrears on it.
Just wondering now if there is such thing about having more claim after the 3 yrs should I wait ?

 

[noproblem]

Hope this works for you. Can imagine it'll be very popular if you succeed. Good luck.

 

[Palerider]

Was the house repossessed, who owns it ?

 

[No name]

When I contacted the bank to query why it was still on the credit report they said they had no record that we had gone bankrupt and that the house was down to be repossessed.

 

[Muddle2018]

Have you checked with land registry to see whose name is on the deeds?