Hibernian Health Plan -anyone switched from VHI?

PetPal

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Has anybody switched from VHI to Hibernian? I'm with VHI and Hibernian have quoted about 100 less per annum (Plan B equivalent). From examining the plan it seems at least equal to that of VHI (better in a few instances), but I'm reluctant to switch until I hear reports from others.
 
Interesting this. Hibernian and AIB are bedfellows on life and pension business so I wonder is this product a Vivas one rebranded.
 
I rang Vivas and Hibernian to ask about the differences but they had no clue.
 
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