Hi,
I am on €45k a year, just turned 27 & would like some advice on how to maximise the money I am saving. I currently save €1500 a month broken down into the following:
€1250 into Northern Rock
€250 into Credit Union
I also started contributing to my pension last month (€200 working out at €106 cost). I only started it now because the company I left were really bad with all that stuff.
I already have €10k in Rabo, €16k in NR & €4.5k in the credit union.
My idea behind the credit union saving is that its good to have a savings record with them with it comes to cheap loans for cars, home improvements etc....
I also have a house with my sister. One of us will eventually end up buying each other out so the money going into Rabo & NR is for still eventuality (either me buying her out or more buying my own place).
Any idea's would be very helpful.
I am on €45k a year, just turned 27 & would like some advice on how to maximise the money I am saving. I currently save €1500 a month broken down into the following:
€1250 into Northern Rock
€250 into Credit Union
I also started contributing to my pension last month (€200 working out at €106 cost). I only started it now because the company I left were really bad with all that stuff.
I already have €10k in Rabo, €16k in NR & €4.5k in the credit union.
My idea behind the credit union saving is that its good to have a savings record with them with it comes to cheap loans for cars, home improvements etc....
I also have a house with my sister. One of us will eventually end up buying each other out so the money going into Rabo & NR is for still eventuality (either me buying her out or more buying my own place).
Any idea's would be very helpful.