Home Help - Refused renewal of Home Insurance!

Beatrix

Registered User
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Hi all,
We've been with the same company for several years but I've just had a letter from them to say that they are not going to renew our insurance as our address now appears on an updated list of subsidence areas. I was taken aback by this. We ourselves don't have any problems with subsidence although I'm aware it's in the area alright. Still though, I thought they would still be willing to insure us for everything but subsidence. Anyone else had a similar experience?
Cheers,
B
 
something similar happened to us this year as well. i live in an area in d4 that was flooded when the river Dodder flooded in 2002, and since then millions have been put into flood defence's. houses on my street were flooded but ours was not, we obviously did not make a cliam against our ins, in fact i dont EVER remember claiming for anything.
in May our ins was due and we decided to shop around, but because our area is now deemed to be still a flood risk several companies inc our bank would'nt even quote us, so we had to stay with our original provider.
none of the companies we asked would even consider the flood defences
surely this is the same as saying your neighbour has had a car crash so now we wont insure you in your car
 
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