Hi Bronte - don't want to go in to too much personal information but to generalise I am your typical Joe Soap who had access to mortgage funds from the banks. I had modest investments in rental property and got caught to the tune of about 1.8 million.
My motivation here is to offer help through sharing my experience and I am happy to answer any questions on the process, my experience, the negatives, the positives and then people can use this information to decide whether or not to explore their options further.
I have already declared and will be discharged this year and I am with my partner over here.
I have the experience of losing a friend through debt and nearly ended up in the same place but through the intervention of friends I was given the chance to take control and I haven't looked back since. I believe we have one attempt at this life and I want people to know there is a future and that by taking control you can turn your life around but it is not a simple process and my experiences may help people make a more educated decision on what is best for them.
Nearly there!