Dear SnowyB and others,
I wonder if you could advise. I am trying to figure out a new lower cost health plan for my elderly widowed mother, in her 80s. She has been on the Teachers Plan I think for years. Every year the VHI keep sending in the plan and taking the premium without much ado.
My mother does not use the internet and is (like most of us) overwhelmed by the plethora of plans and options. I have tried to speak to the VHI myself to ascertain a better plan but they refuse to speak to anyone other than the policyholder, unless having received prior written confirmation that another trusted family member person can speak about her details.
My mother is in good health generally but getting frailer. She would attend her GP a few times a year. She has had some eye operations in the past. She has also attended a private clinic for some heart tests, thankfully nothing troublesome was found. She does not live in Dublin but can travel to hospitals there if needed.
I am sure there are better plans offering the same options for much less money.
However I am wary of the two year upgrade rule. Does this apply even if she were to move to a plan with better conditions.
Her renewal date is in January.
Could you please offer some advice? It would be very appreciated.
I wonder if you could advise. I am trying to figure out a new lower cost health plan for my elderly widowed mother, in her 80s. She has been on the Teachers Plan I think for years. Every year the VHI keep sending in the plan and taking the premium without much ado.
My mother does not use the internet and is (like most of us) overwhelmed by the plethora of plans and options. I have tried to speak to the VHI myself to ascertain a better plan but they refuse to speak to anyone other than the policyholder, unless having received prior written confirmation that another trusted family member person can speak about her details.
My mother is in good health generally but getting frailer. She would attend her GP a few times a year. She has had some eye operations in the past. She has also attended a private clinic for some heart tests, thankfully nothing troublesome was found. She does not live in Dublin but can travel to hospitals there if needed.
I am sure there are better plans offering the same options for much less money.
However I am wary of the two year upgrade rule. Does this apply even if she were to move to a plan with better conditions.
Her renewal date is in January.
Could you please offer some advice? It would be very appreciated.