Are there any companies that will quote for insurance after a claim has been made against you in the previous year or is it always a minimum of 3 years before you can change companies?
There are a number of companies. Travellers, KennCo, ARB, XS Direct to name a few. Also Allianz will reinstate an NCB back to a 5 year NCB after a claim of €3000 or less. Most of these companies are only available through a broker.