Hi,
Currently, Im with BoI. I was considering changing to Ulster bank for free banking. I want to start getting a lump of money together to invest in the future be it property or stocks.
I heard today about Northern rock demand online accounts and I have been checking out the site. The interest rate is 3.66%. You also have to pay DIRT, what is DIRT? Also, what charges will Northen rock charge me for their services? eg. BoI charge me e22 regularily for their services.
I was looking at the Ulster bank website and found it difficult find out what interest they pay on your savings. It seems to depend on how much money is in there? Can somebody please find this out for me?
I hope to save ek5 to e10k. If I get the free charges with Ulster bank, would it work out with me having more money than Northern rock if NR do charge for their services?
<edit in> Actually just after remembering that BoI do offer free banking if the balance is over e500 but what are their interest rates? Also, do I need to pay this DIRT on any savings account?
Perhaps, this is the wrong way to go about saving this money at all...
Any help will be appreciated, thanks.
Currently, Im with BoI. I was considering changing to Ulster bank for free banking. I want to start getting a lump of money together to invest in the future be it property or stocks.
I heard today about Northern rock demand online accounts and I have been checking out the site. The interest rate is 3.66%. You also have to pay DIRT, what is DIRT? Also, what charges will Northen rock charge me for their services? eg. BoI charge me e22 regularily for their services.
I was looking at the Ulster bank website and found it difficult find out what interest they pay on your savings. It seems to depend on how much money is in there? Can somebody please find this out for me?
I hope to save ek5 to e10k. If I get the free charges with Ulster bank, would it work out with me having more money than Northern rock if NR do charge for their services?
<edit in> Actually just after remembering that BoI do offer free banking if the balance is over e500 but what are their interest rates? Also, do I need to pay this DIRT on any savings account?
Perhaps, this is the wrong way to go about saving this money at all...
Any help will be appreciated, thanks.