Hi.
In March 2014 my ex partner left the house we had bought together and lived in it for approximately six years. We have one young child. When my ex left the property he stopped paying half the mortgage.
I was reduced to a three day week in September 2014 but continued to pay the mortgage alone and in full until January 2016.
The mortgage fell into arrears and I looked for restructure of mortgage my ex wouldn't co operate and ignored mine and the banks communications. The bank eventually restructured the mortgage but they sent me the letter of approval literally on the day I was moving house. My aim was to move house, stay with a friend and rent house to tenants thereby covering the mortgage.
I informed my ex of the plans and he said nothing, however the day before I was signing agreement with tenants ex said he would not allow tenants in house. I had to cancel plans to rent house as I was afraid tenants would sue me or take proceedings against me if ex started to cause them problems. I was accepting HAP for the tenants and I had told my ex I would split any money left remaining each month from the difference paid for rent and mortgage. He demanded instead the house be sold.
My ex had told me he was doing this to make me homeless as he lived with his mother and would never be homeless and then could take our child, he has played this game over the years while sitting back watching me scrambling for ways of how to retain house so I am no longer playing his game he can now go and get the house sold if he wants to. I told him though he has to take the steps to have house sold. However he has informed me that he wont and that I am going to have to sell the house.
If I do not put house on market and do all the work for the house it will go into disrepair and more debt and we will both be financially ruined, but he is right it will be me who will suffer most because I dont have family to live with while I get back onto my feet.
So I am looking for advice. After having a lot of thinking about things I really want to take the route of renting out house. Rent for the house will cover the mortgage and arrears. Next year when the house is in a better financial position I will agree to sell. If we sell now we will just break even.
I am looking for advice on this. Can my ex force tenants out or as co owner am I entitled to make decision on house when other owner is behaving in such a manner and taking no action to resolve problems.
Any advice would be gratefully received I really am at my wits end and trying to protect my son in all of this. We cannot move back into the property for various reasons.
In March 2014 my ex partner left the house we had bought together and lived in it for approximately six years. We have one young child. When my ex left the property he stopped paying half the mortgage.
I was reduced to a three day week in September 2014 but continued to pay the mortgage alone and in full until January 2016.
The mortgage fell into arrears and I looked for restructure of mortgage my ex wouldn't co operate and ignored mine and the banks communications. The bank eventually restructured the mortgage but they sent me the letter of approval literally on the day I was moving house. My aim was to move house, stay with a friend and rent house to tenants thereby covering the mortgage.
I informed my ex of the plans and he said nothing, however the day before I was signing agreement with tenants ex said he would not allow tenants in house. I had to cancel plans to rent house as I was afraid tenants would sue me or take proceedings against me if ex started to cause them problems. I was accepting HAP for the tenants and I had told my ex I would split any money left remaining each month from the difference paid for rent and mortgage. He demanded instead the house be sold.
My ex had told me he was doing this to make me homeless as he lived with his mother and would never be homeless and then could take our child, he has played this game over the years while sitting back watching me scrambling for ways of how to retain house so I am no longer playing his game he can now go and get the house sold if he wants to. I told him though he has to take the steps to have house sold. However he has informed me that he wont and that I am going to have to sell the house.
If I do not put house on market and do all the work for the house it will go into disrepair and more debt and we will both be financially ruined, but he is right it will be me who will suffer most because I dont have family to live with while I get back onto my feet.
So I am looking for advice. After having a lot of thinking about things I really want to take the route of renting out house. Rent for the house will cover the mortgage and arrears. Next year when the house is in a better financial position I will agree to sell. If we sell now we will just break even.
I am looking for advice on this. Can my ex force tenants out or as co owner am I entitled to make decision on house when other owner is behaving in such a manner and taking no action to resolve problems.
Any advice would be gratefully received I really am at my wits end and trying to protect my son in all of this. We cannot move back into the property for various reasons.