Hi, we received a letter from AIB early December advising our current mortgage has been identified during their Tracker Mortgage Examination. We moved house in 2014, and even though we asked about the possibility of keeping the ECB rate on our new mortgage, we were laughed out of the bank.
I’m looking for help/advice on calculating what kind of refund we’d be due, also what compensation? Unfortunately, due to ill health I don’t have the head space to be able to do this myself, all help gratefully appreciated.
Details: mortgage 100,000 drawn down 4/9/14 at rate 4.09%, rate changed to 3.85% on 1/12/14. We fixed at 3.90% on 23/12/2014 for three years. Rate 3.15% on 23/12/19. Fixed at 2.85% from 31/12:19, rate 1.60% from 20/12/2031.
Thanks
I’m looking for help/advice on calculating what kind of refund we’d be due, also what compensation? Unfortunately, due to ill health I don’t have the head space to be able to do this myself, all help gratefully appreciated.
Details: mortgage 100,000 drawn down 4/9/14 at rate 4.09%, rate changed to 3.85% on 1/12/14. We fixed at 3.90% on 23/12/2014 for three years. Rate 3.15% on 23/12/19. Fixed at 2.85% from 31/12:19, rate 1.60% from 20/12/2031.
Thanks