Hi,
I was wondering if anyone has any experience in the following matter - an elderly married couple have been insured on the same car policy for many years. The woman is a named driver.
Health issues have forced the male to stop driving recently. His drivers licence is up for renewal in a few months, but it will not be renewable as he will not get medical clearance.
The female is still driving, and is medically fit to do so. However, when the insurance comes up for renewal in a few weeks, it is not clear what options are available. The existing policy cannot be renewed due to the licence expiry - can it? Due to her age (mid 80's) most insurance companies refuse to quote in her name, or the quote is prohibitively expensive.
Are there any other options to be explored before her being forced off the road. She lives alone, independently at the moment, and doesn't drive long distances - but having the car there means she is just that little more independent. Plus it is a measure of security to have a car outside the home etc. The car is of an age that if it is not driven at least those small journeys that it will stop moving altogether.
Any advice or ideas to be explored would be appreciated.
thanks in advance.
I was wondering if anyone has any experience in the following matter - an elderly married couple have been insured on the same car policy for many years. The woman is a named driver.
Health issues have forced the male to stop driving recently. His drivers licence is up for renewal in a few months, but it will not be renewable as he will not get medical clearance.
The female is still driving, and is medically fit to do so. However, when the insurance comes up for renewal in a few weeks, it is not clear what options are available. The existing policy cannot be renewed due to the licence expiry - can it? Due to her age (mid 80's) most insurance companies refuse to quote in her name, or the quote is prohibitively expensive.
Are there any other options to be explored before her being forced off the road. She lives alone, independently at the moment, and doesn't drive long distances - but having the car there means she is just that little more independent. Plus it is a measure of security to have a car outside the home etc. The car is of an age that if it is not driven at least those small journeys that it will stop moving altogether.
Any advice or ideas to be explored would be appreciated.
thanks in advance.