Anybody else noticed a trend with loan refusals in different banks?
Basically its happened to me three times in the last few months that I've applied for a loan/credit, was refused, but nobody in the company bothered to tell me this, so it tooks several weeks of talking to whatever monkeys answer the phone to painfully extract this information?
Is it just me, or are the banks just binning failed applications without even bothering to contact the applicant? In the second case I did get a refusal in writing, but only after I'd phone them to find out what was happening. (It was a bank who I'd banked with for years, so I retaliated by closing all my accounts).
Basically its happened to me three times in the last few months that I've applied for a loan/credit, was refused, but nobody in the company bothered to tell me this, so it tooks several weeks of talking to whatever monkeys answer the phone to painfully extract this information?
Is it just me, or are the banks just binning failed applications without even bothering to contact the applicant? In the second case I did get a refusal in writing, but only after I'd phone them to find out what was happening. (It was a bank who I'd banked with for years, so I retaliated by closing all my accounts).