hello all
its my first time posting here so here goes, I was discharged from bankruptcy in 2014, in the UK and I have been working in Ireland since then in a self employed capacity. I have two years audited accounts and thankfully things are going in the right direction. I am looking to grow my business, however my bank is averse to offering me even meagre amounts of credit such as a small overdraft or credit card with minimum limit.
I have to say it's disheartening when you put your heart and soul into something and you get knocked back by banks who cannot see the bigger picture.
I am not looking to borrow millions or anything near that but being self employed, having a credit line is essential.
any tips on rebuilding my credit rating would be much appreciated
its my first time posting here so here goes, I was discharged from bankruptcy in 2014, in the UK and I have been working in Ireland since then in a self employed capacity. I have two years audited accounts and thankfully things are going in the right direction. I am looking to grow my business, however my bank is averse to offering me even meagre amounts of credit such as a small overdraft or credit card with minimum limit.
I have to say it's disheartening when you put your heart and soul into something and you get knocked back by banks who cannot see the bigger picture.
I am not looking to borrow millions or anything near that but being self employed, having a credit line is essential.
any tips on rebuilding my credit rating would be much appreciated