Hi guys, was wondering if someone might have some advice for me?
I've just recently moved into my own apartment and while I expected to struggle at the start I am completely broke and max out my overdraft every single month.
Income €1750 p/m
Mortgage €450
SSIA €120
Personal loan €200 p/m
Car Ins is €100
Petrol €100 p/m
Food €200
Ad hoc house things (alarm, tiles etc.) €200 p/m
Bills €60 p/m
Phone credit €100 p/m
I owe about €600 on my credit card, I literally dont have a spare cent so therefore any money spent on entertainment, clothes etc; means either overdraft or credit card.
Any ideas of what I can do?
I am getting very stressed about it.
Carina
I've just recently moved into my own apartment and while I expected to struggle at the start I am completely broke and max out my overdraft every single month.
Income €1750 p/m
Mortgage €450
SSIA €120
Personal loan €200 p/m
Car Ins is €100
Petrol €100 p/m
Food €200
Ad hoc house things (alarm, tiles etc.) €200 p/m
Bills €60 p/m
Phone credit €100 p/m
I owe about €600 on my credit card, I literally dont have a spare cent so therefore any money spent on entertainment, clothes etc; means either overdraft or credit card.
Any ideas of what I can do?
I am getting very stressed about it.
Carina