I'm aware of the HIA site but find it very difficult to use and compare plans (only 4 plans at a time and when you go back you have to start again it seems - and there's a bug in the "lock" option when comparing plans) so I was wondering if anybody here knows offhand of any comparable plan to Irish Life 4D Health 2 for one adult and one child (17 next birthday) that would be more cost effective?
Irish Life have told me that I will lose the group discount at renewal because I am no longer employed with the company under which the group scheme operates. I would have expected that I could get it via CU membership or something like that but they weren't clear on that. I'm currently paying €1,394 (adult) + €339 (child). Might it be possible and more cost effective to insure each with different providers - I think I saw that mentioned in some thread here a while back?
Ideally I'd like similar cover to that provided by 4D Health 2 and in recent years the amount of day to day expenses claimed have been such that not insuring for these would not seem cost effective so I would like to keep similar cover in that respect.
Thanks.
Irish Life have told me that I will lose the group discount at renewal because I am no longer employed with the company under which the group scheme operates. I would have expected that I could get it via CU membership or something like that but they weren't clear on that. I'm currently paying €1,394 (adult) + €339 (child). Might it be possible and more cost effective to insure each with different providers - I think I saw that mentioned in some thread here a while back?
Ideally I'd like similar cover to that provided by 4D Health 2 and in recent years the amount of day to day expenses claimed have been such that not insuring for these would not seem cost effective so I would like to keep similar cover in that respect.
Thanks.