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Hi there, Im hoping someone can give me some advise here.
My brother had a bit of an accident 2 weeks ago, he went into the back of another car (dont know the exact details) anyway €2000 worth of damage done to his own car which he claimed for under his insurance.....person he hit as far as I know will be claiming also (very little damage done to her car.....his took the full blow) Then yesteday very unfortunately he was pulling into another lane and ended up scraping the side of someones car with his mirror! Other person has taken his insurance details to put in a claim.....my question is can my brother pay for the damage done, himself rather than the other person claiming off him?? Or, if the repair is going to cost him too much to pay himself and it has to go through the insurance, how does this leave him?? Obviously his premium is going to go up when he next renews, if theres another claim will he be able to renew his policy at all???? I'd be very grateful for some advise..... by the way although it sounds like hes some lunatic of a driver! hes not actually, hes a very competent and safe (normally!) driver...he has just been incredibly unfortunate. Thank you in advance.
My brother had a bit of an accident 2 weeks ago, he went into the back of another car (dont know the exact details) anyway €2000 worth of damage done to his own car which he claimed for under his insurance.....person he hit as far as I know will be claiming also (very little damage done to her car.....his took the full blow) Then yesteday very unfortunately he was pulling into another lane and ended up scraping the side of someones car with his mirror! Other person has taken his insurance details to put in a claim.....my question is can my brother pay for the damage done, himself rather than the other person claiming off him?? Or, if the repair is going to cost him too much to pay himself and it has to go through the insurance, how does this leave him?? Obviously his premium is going to go up when he next renews, if theres another claim will he be able to renew his policy at all???? I'd be very grateful for some advise..... by the way although it sounds like hes some lunatic of a driver! hes not actually, hes a very competent and safe (normally!) driver...he has just been incredibly unfortunate. Thank you in advance.