First time posting here so here goes, myself and my wife were involved in a car accident recently where a driver hit the back of our car, the Garda were called and the details were given and we exchanged insurance details it turned out we are both with the same company so far so good.
Since then we have been in touch with the insurance company a number of times and each time we are told that the other party can’t be contacted to accept liability, we have already decided to get the car fixed through our own policy and when the other (liable) policy holder eventually does contact them they will pay our costs back through that persons policy and everything will be settled.
My question is if the other person doesn’t contact the insurance company and the insurance company can’t reach them what happens to the claim, do the insurance company have to find this person or can they just let it go on and on? We have been informed that we will lose our no claims until the matter is settled completely so I really would like this sorted.
One last thing we have a personal injury claim in for this accident also so have a solicitor but he won’t deal with the car repairs end he says that is for the insurance company to sort
Since then we have been in touch with the insurance company a number of times and each time we are told that the other party can’t be contacted to accept liability, we have already decided to get the car fixed through our own policy and when the other (liable) policy holder eventually does contact them they will pay our costs back through that persons policy and everything will be settled.
My question is if the other person doesn’t contact the insurance company and the insurance company can’t reach them what happens to the claim, do the insurance company have to find this person or can they just let it go on and on? We have been informed that we will lose our no claims until the matter is settled completely so I really would like this sorted.
One last thing we have a personal injury claim in for this accident also so have a solicitor but he won’t deal with the car repairs end he says that is for the insurance company to sort