My VHI renewal date is 1-Jan. The VHI wrote and left phone messages for me before Xmas, but unfortunately I put off dealing with due to the holiday season. I finally got around to calling them on 16-Jan as I want to change plan - the one my family is on is far more than we can afford or need.
The VHI advisor told me that I can't change as it is past the 14 day cooling off period. If I want to cancel, there is a €50 cancellation fee and I have to pay VHI the government levy which would be €970!!
It seems like I have only two choices - carry on paying huge insurance fees for another year or pay over €1000 to get out of it.
I do understand that my own failure to act promptly got me into this situation, but it still seems very unreasonable.
Does anyone know if there are any alternatives?
The VHI advisor told me that I can't change as it is past the 14 day cooling off period. If I want to cancel, there is a €50 cancellation fee and I have to pay VHI the government levy which would be €970!!
It seems like I have only two choices - carry on paying huge insurance fees for another year or pay over €1000 to get out of it.
I do understand that my own failure to act promptly got me into this situation, but it still seems very unreasonable.
Does anyone know if there are any alternatives?