Hi, a friend bumped into a parked car by accident (shallow dent about 3-4 inches), waited for the lady to show up and swapped insurance details with her. The dent is on the door and he has a feeling she would want to change the full door rather than tap it up (who would blame her, if the insurance pays!) The problem is he doesn't want to claim on the insurance as he currently has 5 yr no claim.
Any ideas which one is more reasonable - to pay himself or claim in insurance and suffer huge premium afterwards. For how long will the premium increase and any idea with how much approx? Is there any way he can insist she fixes it instead of changing the car door?
Any ideas which one is more reasonable - to pay himself or claim in insurance and suffer huge premium afterwards. For how long will the premium increase and any idea with how much approx? Is there any way he can insist she fixes it instead of changing the car door?