B
bartooseboy
Guest
Hi i am considering doing some minor refurbishments to my house (approx €8000). is it better idea to borrow the money for this or to use my personal savings? i have approx €12,000 in savings in my local credit union. I can get the loan at 6.95% APR. I am a single male with no dependants on a salary of €38,000pa. My only other loan at the moment is my mortgage which costs me 400 per month at the moment.