Bankruptcy or IVA in UK?

Thanks Time. I'll let you all know here how it goes.

In the meantime if anyone has any tips or advice I'd be really grateful. Or feel free to PM me.
 
The ball is rolling now :)

I also got some information on what they will be doing in the Republic eventually- it will be a similar set up to the options they have available in the UK which they have obviously used as their model but of course they went and did their own thing on it just to screw it up on people and it's not as good for debtors as what the UK have - just as you might expect from the Irish system.

I have a further comment. It is a disgrace how the Irish government are treating the smaller debtors and the lack of information out there is a downright scandal. If it wasn't for a few people like Jill Kerby, Eddie Hobbs, and the odd person here and there there would be absolutely nobody talking about personal debt strangling those on lower incomes or social welfare. Shame on them, SHAME ON THEM.
 
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