I have rang NIB on two occasions to get their info on the new product - last November - still no word - we spoke to a broker who has deals with all banks apart from NIB - he informed me that they are a very sloppy organisation to deal with - and whose lending criteria are very tight - 2.5 times your income!
He also said that you have to open a current account with them - and you pay charges on that - which in turn devalues what they are actually giving you in the mortgage.
He encourage us to look at Bos and (IIB -I think) but we have to wait until Mr. bear is permanent before we can switch..
Quick question for Jacqueline - would you fix your rate now - as in the short term I would have imagined fixing is slightly more expensive.