heretohelp
Registered User
- Messages
- 199
Myself and my partner are engaged, due to be married next year. We have 2 children under 6 . He is in full time employment, recently moved from the construction industry to another job.
I am a full time carer , and do not work outside the home.
We have the following debts of which we are well able to pay but i am wondering are we considered to be in alot of debt, or is it okay once we can manage repayments. I am just wondering if anyone thinks we should be doing more to repay our debts.
Monthly Outgoings:
Credit union 400 euro
Bank Loan 200 euro
Maintenance 400 euro
Car Loan 483 euro
Credit Card 120 euro
Food 400 euro
Gas 80 euro
Esb 80 euro
Phone 80 euro
Diesel 200 euro
save 1020 euro
Total 3463 euro
Income
Wage 2800 gross , excluding over time
Carers 800
Domiciliary Care allowance 300
Child benefit 320
Total 4220
Savings,
3000 bank
7200 Credit Union
10000 ebs
Thanks everyone
I am a full time carer , and do not work outside the home.
We have the following debts of which we are well able to pay but i am wondering are we considered to be in alot of debt, or is it okay once we can manage repayments. I am just wondering if anyone thinks we should be doing more to repay our debts.
Monthly Outgoings:
Credit union 400 euro
Bank Loan 200 euro
Maintenance 400 euro
Car Loan 483 euro
Credit Card 120 euro
Food 400 euro
Gas 80 euro
Esb 80 euro
Phone 80 euro
Diesel 200 euro
save 1020 euro
Total 3463 euro
Income
Wage 2800 gross , excluding over time
Carers 800
Domiciliary Care allowance 300
Child benefit 320
Total 4220
Savings,
3000 bank
7200 Credit Union
10000 ebs
Thanks everyone