Searched for other postings but nothing really answered my questions, so
here goes
21 years down with a VEC and I hope to "jump ship" after 33 years (2 years notional for a four year degree). I have been paying in to AVC's for the last few years through Marsh. I now see that the NSP scheme might be of interest. My questions are… can I do both AVC's and NSP's? If I were to take the NSP option and freeze the AVC's (if that's possible), in so doing take the actuarial reductions when I take early retirement, if still alive, would that not be a safer bet? OR am I talking rubbish??
Thanks for any replies
here goes
21 years down with a VEC and I hope to "jump ship" after 33 years (2 years notional for a four year degree). I have been paying in to AVC's for the last few years through Marsh. I now see that the NSP scheme might be of interest. My questions are… can I do both AVC's and NSP's? If I were to take the NSP option and freeze the AVC's (if that's possible), in so doing take the actuarial reductions when I take early retirement, if still alive, would that not be a safer bet? OR am I talking rubbish??
Thanks for any replies