I got my renewal notice yesterday from chill.ie, brokers for RSA. The net premium is €12 cheaper than last year for the same comprehensive cover on the same car. A phone call got them to drop the broker's fee and change the finance arrangement from €200 deposit with 9 equal payments on the balance to 10 equal payments with no upfront deposit.
I have a 3rd-party claim outstanding against another insurance company, ALLIANZ, and chill.ie say I cannot get competitive quotes as a consequence. This is news to me and I chose not to claim against my own comprehensive policy to allow me flexibility at renewal time. Are they correct as I can't see that specific condition in the T&Cs?
Does this restriction, triggered by the 3rd-party's failure to report the accident to his insurers a month after the accident, form part of my claim? I got an indicitave quote from another insurer that is 10% cheaper than chill.ie.
I have a 3rd-party claim outstanding against another insurance company, ALLIANZ, and chill.ie say I cannot get competitive quotes as a consequence. This is news to me and I chose not to claim against my own comprehensive policy to allow me flexibility at renewal time. Are they correct as I can't see that specific condition in the T&Cs?
Does this restriction, triggered by the 3rd-party's failure to report the accident to his insurers a month after the accident, form part of my claim? I got an indicitave quote from another insurer that is 10% cheaper than chill.ie.