A
alwaysbroke
Guest
Age: 26
Spouse’s/Partner's age:
Annual gross income from employment or profession: 41k
Annual gross income of spouse:
Type of employment: Civil Service
In general are you:
(a) spending more than you earn, YES
(b) saving? VERY LITTLE
Rough estimate of value of home
Amount outstanding on your mortgage:
What interest rate are you paying? RENTING 550 PCM
Other borrowings – car loans/personal loans etc
Halifax personal loan 37 k
credit union loan 6 k
Do you pay off your full credit card balance each month? no
If not, what is the balance on your credit card? 1k
Savings and investments: 2 k
Do you have a pension scheme? yes
Do you own any investment or other property? no
Ages of children: none
Life insurance: no
What specific question do you have or what issues are of concern to you?
Hi all, Please help im so stressed I am only 26 and im in way over my head in debt. I have a consolidated college, car and loans for dental bills recently into the 36k loan fom halifax repayng 770 pcm along with rent 550, phone 100, bills 100, i try and pay minimum per month on cc and finally a 300 pcm repayment on my credit union loan. I have no money to live on and no savings any ideas or comments are welcome
Spouse’s/Partner's age:
Annual gross income from employment or profession: 41k
Annual gross income of spouse:
Type of employment: Civil Service
In general are you:
(a) spending more than you earn, YES
(b) saving? VERY LITTLE
Rough estimate of value of home
Amount outstanding on your mortgage:
What interest rate are you paying? RENTING 550 PCM
Other borrowings – car loans/personal loans etc
Halifax personal loan 37 k
credit union loan 6 k
Do you pay off your full credit card balance each month? no
If not, what is the balance on your credit card? 1k
Savings and investments: 2 k
Do you have a pension scheme? yes
Do you own any investment or other property? no
Ages of children: none
Life insurance: no
What specific question do you have or what issues are of concern to you?
Hi all, Please help im so stressed I am only 26 and im in way over my head in debt. I have a consolidated college, car and loans for dental bills recently into the 36k loan fom halifax repayng 770 pcm along with rent 550, phone 100, bills 100, i try and pay minimum per month on cc and finally a 300 pcm repayment on my credit union loan. I have no money to live on and no savings any ideas or comments are welcome