And do you have any loans? Paying off existing loans normally gives the highest rate of return.
True Galway_blow_in, but to clarify, they need to check the interest rate on the loan and check what you would get by deposit/investing.
I would guess, most credit union, credit card, car or personal loan will have a higher interest rate.
Assuming they have loans in the first place.
The OP will need to do a bit more leg-work/give more information.
Well, the fund has only been in existence for 9 years, which is not a long time in stock market terms.
In any event, past performance is not predictive of future returns.
I would invest the €200k pension pot in a global equity index fund and use the bulk of the €100k cash savings to buy 5-Year State Savings Certs.Any counter proposals for his 100K?
1%pa. No tax, commissions or fees.What do they return?
Best buys. Take a peek, 100k in 5 year state savings as ~Sarenco suggested.I wouldn’t trust the state with a dime I didn’t have to tbh. I’m not familiar with the certs at all but state is a red flag imo. What do they return?