OK, I have been told by a broker that this (0%/0.75%) is not available to the general public (if anybody!). Irish Life seems to have slightly smaller annual charge when the pot exceeds 150k, 250k, and then 500k (reduction by 0.05% each time).
A slightly different question: if I go for a standard (not advice) PRSA "Eagle Star PRSA -- RFAA Regular - Individual 0% / 1% (APP/J/406/S)" option, does this allow me to choose either a default investment strategy (DIS) or specific fund(s)? For instance, is it possible to select (as examples), (a) 100% 5*5 Global, (b) 50% 5*5 Asia Pacific and 50% 5*5 Europe or (c), some other mixture of funds marked with the blue PRSA logo on the Eagle Star "funds available" PDF at [broken link removed]?
Thanks!