My mortage is €25k on a property valued at €400k, should be cleared in 5 years at current repayment rate,no other debts, one dependant,Iam topping up my pension with avc's,Have thought about equities,not sure if it would be better to purchase direct or by way of a fund,or perhaps there is another investment i should consider,Iwould be prepared to take a medium to high risk at this time.Any suggestions would be appreciated.