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Thanks for the replies. @KOW have thought about selling the apartment but decided against it as it is mainly paying for its self. The mortgage is about 1,250 PM plus about another 180PM management fee and about 4,000 Tax PY. The rent is 1,250 so the mortgage is reducing every year. About...

Hi Brendan I was not to sure how to start the topic off sorry. Thanks for the links, a few of us were having a pint and the topic came up all around the same age. Nobody really knew, hence my question. Ill go through the links thanks. Regards Ray

Hi All First post in a long time so please bear with me, i have been talking with my wife and we are not sure how we stand financially as we head towards retirement. Age:52 Spouse’s/Partner's age:50 Annual gross income from employment or profession: 50,000 Annual gross income of spouse:35,000...

Thanks

Thanks, what gets me is the difference information you get from companies. I want to get the attic floor insulated had 3 difference companies out all contradict each other. Cheers

Thanks for the detailed information.

I have my gas boiler now 20 year so I have done very well. As I could break down I need to look at replacing . As I am in a 3 bed I need a 18kw system boiler. My head is melted researching I do want a stainless heat exchanger. Has anyone replaced if so how did it go. Even thought my house is 20...

Thanks all for your replies

I know I am making a lot of assumptions myself just trying to make them calculated to some degree. Thanks very much for your help. Have a good weekend

Hi I have 10 years to go, I have been searching Google for a spreadsheet that I could use. I would like to enter my salary and what I have in my pot today. Also what I contribute each month also be able to vary the growth rate ie assuming 3% per annum. The information I would like to get is what...

Thanks I'll give them a ring.

Hi My morgage was with AIB arrears of about 3,000. I have my private house and an apartment I rent out. Anyway Aib sold my mortgage to Everlast and cancelled my Aib account. I have not been able to pay my mortgage for the last 5 months ,the money is in my account. I rang Link and they said they...

Thanks

Thanks Sue

Thanks for the reply, no I dont have to go that far as pain is 1 on a scale on 1 to 10 i just want to buy a good pillow that is comfortable.

Hi I am looking for a firm pillow the old 1 is 6 months old and I need the change. Can anyone give me some direction, I did see 1 on Facebook Emma pillow first I had heard about the brand. Any help appreciated as there are so many different brands Cheers Ray

Thanks for the replys

Hi I hope I have posted on the correct area. I am a landlord how often should I get the tenants Gas boiler serviced. Every year or 2 years? It has been serviced every year so far.

Thanks Metatron

Hi AIB have sold my buy to let Mortgage to Everyday financial, the mortgage is about 1,200 in arrears which I planned to pay the arrears next week as I have a few bob coming. Anyway has anyone any experience worh Everyday financial.