Hi,
Just some opinions and advice that I'm looking for please?
I'm 27 work in marketing and events, paid just under €30,000 per annum - set up a PRSA a year ago, no employer contributions, put €200 per month in myself - got a statement last week stating my balance is €0.00 !
I think what I will do now, is to cancel my PRSA, opening up a good savings account and just save the same amount per month and keep saving away? I am very good at saving, disciplined and will set up a direct debit anyway.
I just feel that this way, even though I won't get the tax relief I will still be saving a certain amount per month and see and manage my savings rather than rely on a PRSA?
I guess I just want to hear your opinions on this idea? Good or bad....
Thanks,
L.
Just some opinions and advice that I'm looking for please?
I'm 27 work in marketing and events, paid just under €30,000 per annum - set up a PRSA a year ago, no employer contributions, put €200 per month in myself - got a statement last week stating my balance is €0.00 !
I think what I will do now, is to cancel my PRSA, opening up a good savings account and just save the same amount per month and keep saving away? I am very good at saving, disciplined and will set up a direct debit anyway.
I just feel that this way, even though I won't get the tax relief I will still be saving a certain amount per month and see and manage my savings rather than rely on a PRSA?
I guess I just want to hear your opinions on this idea? Good or bad....
Thanks,
L.