Personal details
Age:
Spouse’s/Partner's age:
Number and age of children:
Income and expenditure
Annual gross income from employment or profession:
Annual gross income of spouse:
Monthly take-home pay
Type of employment: e.g. Civil Servant, self-employed
In general are you:
(a) spending more than you earn, or
(b) saving?
Summary of Assets and Liabilities
Family home worth €200k with a €100k mortgage
Cash of €25k
Defined Contribution pension fund: €400k
Company shares : €40k
Buy to Let Property worth €300k with mortgage of €300k
Family home mortgage information
Lender
Interest rate
Type of interest rate: tracker, variable, fixed.
If fixed, what is the term remaining of the fixed rate?
If tracker, what is the margin e.g. ECB + 1%
Remaining term: (Original term is not relevant)
Monthly repayment:
Other borrowings – car loans/personal loans etc
Do you pay off your full credit card balance each month?
If not, what is the balance on your credit card?
Buy to let properties
Value:
Rental income per year:
Rough annual expenses other than mortgage interest :
Lender
Interest rate
If fixed, what is the term remaining of the fixed rate?
Other savings and investments:
Do you have a pension scheme?
Do you own any investment or other property?
Other information which might be relevant
Life insurance:
What specific question do you have or what issues are of concern to you?