Can my new BOI mortgage to be transferred to my EBS redress tracker mortgage account?
To give a brief history.
2005 I purchased house with tracker mortgage.I fixed for 3 years and after fixed I was transferred to variable rate.
2012 I had to sell the house as I was under pressure with the high repayments and I took the negative equity with me as a standalone mortgage on a variable rate. (no house against the loan)
2017 I purchased a new house with a mortgage from a different BOI bank.
2019 EBS acknowledged they had charged the incorrect rate and put the outstanding negative equity back on a tracker rate and compensated a minimal amount.
2020 the appeals board sanctioned a further amount to close the process if I accepted their offer. (no acknowledgement of the enforced sale)
I accepted the offer, but I would like my present BOI mortgage to be transferred to EBS tracker rate which is on my outstanding negative equity. Am I entitled to this? Or has anyone experience of transferring mortgage onto the tracker account allowing the new mortgage at the same rate as the tracker?
To give a brief history.
2005 I purchased house with tracker mortgage.I fixed for 3 years and after fixed I was transferred to variable rate.
2012 I had to sell the house as I was under pressure with the high repayments and I took the negative equity with me as a standalone mortgage on a variable rate. (no house against the loan)
2017 I purchased a new house with a mortgage from a different BOI bank.
2019 EBS acknowledged they had charged the incorrect rate and put the outstanding negative equity back on a tracker rate and compensated a minimal amount.
2020 the appeals board sanctioned a further amount to close the process if I accepted their offer. (no acknowledgement of the enforced sale)
I accepted the offer, but I would like my present BOI mortgage to be transferred to EBS tracker rate which is on my outstanding negative equity. Am I entitled to this? Or has anyone experience of transferring mortgage onto the tracker account allowing the new mortgage at the same rate as the tracker?