Yeah it's an interesting one, I'm not sure (and haven't been able to get any confirmation from UB) that we are being looked at as part of their review. Essentially I was on a tracker, when the tracker rate went up to nearly 5% I moved to the staff rate of 3% (for the 190k, the remainder stayed on the tracker rate). At the time I was advised that I would revert to the tracker rate if I were to leave UB. Roll on a few years and I did leave but have remained on the 3% rate. So technically I should have been moved off that rate to either the tracker or an SVR but no I've stayed on the staff rate. I'd imagine there are a few in the same boat-unlike some of their other products e.g. UFirst Gold where straight away they applied the monthly fee once you left, for the mortgages nothing happens. Think there might be a gap in their process. As I said from talking to an AIB staff member they advised that AIB have since reinstated their tracker for the full amount as part of their review and I get the sense that this was one of the contentious BoI issues which the new boss has also moved on (but I might be wrong, speculation on my part). Anyway if I don't get a letter in the near future advising that I am being considered as part of the review I will look to escalate. Interesting times.