good morning to all, I only came across the article in news yesterday..
Firstly, Well done to everyone who was working on this & fighting ptsb for overcharging their customers.
I've just logged onto my account & the rate is now 3.3 reducing repayments by 200 per month.
We had a fixed rate to begin with in dec 07 and broke out of it with no fee charged. Was this a ploy to get everyone onto high LTV rates..
We have suffered so much over the last 5 years, unemployment, health issues, emigration.
We are in arrears with the bank and had legal proceedings issued but nothing has happened since - is it because of this I wonder?
I don't have access to my org offer right now but I'll review it to see what it says.
So will they credit us with the overcharge in interest?
thanks again for informative posts !