Hi
So mine is a simple story. Got tracker in 2004, moved to 3 years fixed in 2006 which expired in 2009 at which stage UB bank sent letter saying they moved us to variable. I did contact by phone them but they basically said that was the only option. I accepted this at face value but moved the mortgage to BOI as their rate was much lower at the time.
Is this just a case of tough luck or is there any steps that I could take at this stage. I would appreciate anyones view on this.
Many thanks
So mine is a simple story. Got tracker in 2004, moved to 3 years fixed in 2006 which expired in 2009 at which stage UB bank sent letter saying they moved us to variable. I did contact by phone them but they basically said that was the only option. I accepted this at face value but moved the mortgage to BOI as their rate was much lower at the time.
Is this just a case of tough luck or is there any steps that I could take at this stage. I would appreciate anyones view on this.
Many thanks