going to try and make this as simple as possible. 11 months ago after being a named driver for years i thought i would get my own insurance. the company asked me to sen details of my driving insurance within 14 days, i requested this info from previous companies. 1 week later i had an accident the day before i went on holiday for a week. came back from hols to receive an email saying that i was about 5 days short of driving experience, probably lapses when we changed companies. ok i said ill have to start from scratch, they said they wouldnt insure me as i had a claim pending !! i had to go to a broker n pay about 1500 euro for cover and am still paying the original policy. the policy is up this month and the claim hasnt been settled as no one has admitted liabilty. the first company have said i need to take out another policy for the next 12 months even though they are not insuring me, this is costing me a fortune and the car was only worth 800 euro. am at the end of my tether , any advice would be appreciated thanks