Hi there
We had mortage approval in principal last year, from AIB.
From last summer I was off work sick and have just gone back now.
The approval was only for six months so we have to start again.
My questions are:
Will the bank use my pre-illness income - my last years pay - or last years pay plus illness benefit.
Or can the bank refuse us a mortage because of the illness? I don't mean the insurance cover as I've read the posts and understand about that.
Sorry if I have missed anything (new poster question )
We had mortage approval in principal last year, from AIB.
From last summer I was off work sick and have just gone back now.
The approval was only for six months so we have to start again.
My questions are:
Will the bank use my pre-illness income - my last years pay - or last years pay plus illness benefit.
Or can the bank refuse us a mortage because of the illness? I don't mean the insurance cover as I've read the posts and understand about that.
Sorry if I have missed anything (new poster question )