ineedhelp2
Registered User
- Messages
- 16
Thanks Sean we already did this 3 months ago...we were paying interst only for 9 months and then when that ended we agreed to pay interst only and €100 off capital so are paying €800 per month now.... we wont even be able to pay that when I lose the job seeker benefit in a few weeks.....I think the key think - and you probably already know this - is to get down to the bank and get renegotiate. They'll probably want to see something come off the capital but might defer some of the interest and let it round up...
Thanks for working that out.... am wondeirng would it work out better for dh to claim for me and me not claim jsa.....Your maximum allowable is 188 plus qa of 124.80 plus 3 * 29.80 which equals €402.20.
Your means are gross less prsi less €60.00 by 60%.Say €650-60=590.00*60%=€354.00 .
The payment is the difference (48.20) .If you were referring to take home pay of 650 you need to just change that figure in the above sum.This is my rough understanding of the sums which are admittedly complicated and poorly explained.Also,be prepared for a long wait.
the €48 a week total you got in your figures.Thanks for working that out.... am wondeirng would it work out better for dh to claim for me and me not claim jsa...
What is it that you are referring to?
Yes I know that thanks. What I was saying was I wonder would I better not not claiming the jsa and instead letting my dh claim for me and apply for FISThe figure I mentioned would be your jsa which you would have to apply for and collect,not your other half.
Going by my personal experience, you do not have any JA entitlement. I earned less weekly than your DH and my wife was not entitled to JA.
However I've tried to work out the extremely complicated and vague examples from the Social website and if I've done it correctly, you may have some small entitlement;
spouse net income: €650.00
Less working spouse allowance: €100.00
Total: €550.00
Step 2:
Claimant's entitlement: €204.30
QA: €0.00
Qualified Child (29.80 x 3) €89.40
Total €293.70
Less €275.00
Amount payable €18.70
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