Wife leaving husband - financial considerations?

a12b34c56

New Member
Messages
5
I have a friend (female) who is unhappy in her marriage (the relationship has fizzled out).

Husband and wife get on and are civil to each other but the wife wants to move on as she is unhappy in her situation. Husband unaware that wife is considering moving out.

The wife is trying to figure out what she needs to do with regards to finances etc. before she leaves.

Do accounts get split in two? What does she do about private health insurance when both are tied together? What official documents does she need to gather before she leaves? Car insurance is tied - what happens here? What about forwarding post? etc.

Again, there is no animosity between husband and wife - they get on fine, children are now adults so no dependents other than a daughter doing Leaving Cert in 2020.

She wants to do this properly and would welcome any and all advice given.
 

Brendan Burgess

Founder
Messages
38,710
Splitting bank accounts and car insurance will be the least of the problems.

It is the splitting of the house and pension entitlements which will be the big issue.

And while they may well be civil now, many become very uncivil fairly soon.

She needs to sit down with him and tell him first.
Then discuss the finances at some later stage.

Brendan
 

Saavy99

Frequent Poster
Messages
219
Mediation might help, all marriages have their ups and downs. If she packs up and leaves, she will quickly.find out, its very very difficult starting afresh unless she has ample financial resources.
 

Sue Ellen

Moderator.
Messages
8,052
Again, there is no animosity between husband and wife - they get on fine, children are now adults so no dependents other than a daughter doing Leaving Cert in 2020.

She wants to do this properly and would welcome any and all advice given.
Having waited this long it would definitely be best to wait until after the Leaving Cert to do anything rather than upset the daughter.
 

Laughahalla

Frequent Poster
Messages
135
Remaining civil and friendly will be the cheapest option for both of you them. Be fair.
If you they go down the acrimonious route it could cost 1000's and 1000's and 1000's and 1000's.
 
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