Widows and Orphans

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OxOxO

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Is a payment to a widows and orphans fund the same as a payment to a pension fund or are they treated separately? Should there be separate trustees for both funds.?
 
Doesn't the "widows and orphans" contribution apply to some or all public servants and isn't unrelated to the individual's own pension cover and geared specifically towards pension cover for the individual's spouse and children? Is this link of any use?

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