Can PTSB justify higher rates because of the risk profile of their mortgagors (clients)?
Speaking personally, the only reason I would place a client with PTSB is because no other lender would approve them, certainly not AIB. PTSB's lending criteria has always been less strict than the other lenders.
So why did you choose PTSB - were you declined by other lenders or did you just go direct to PTSB without shopping around?
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Speaking personally, the only reason I would place a client with PTSB is because no other lender would approve them, certainly not AIB. PTSB's lending criteria has always been less strict than the other lenders.
So why did you choose PTSB - were you declined by other lenders or did you just go direct to PTSB without shopping around?
[broken link removed]