At first glance those charges are exhorbitant in my opinion. Feel free to name and shame! One of the pension experts can probably answer your question about public servants and PRSAs. I think it might be possible for AVCs only or something like that but I don't know for sure and the [broken link removed] doesn't seem to clarify.
Most public servants have access to a pensions scheme already and once it meets the requirements re access then there is no obligation to set up a PRSA for staff. (as far as I know). That said, many parts of the civil service are setting up AVC PRSA's, probably to encourage their use.
The charges mentioned are easily beaten - for example any PRSA in Ireland which pays commission to brokers can be accessed for 100 euro up front and all you have to pay is the annual 1% charge. You save the 5% entry cost for the life of the PRSA.
I hope this helps.
Regards Michael Kiernan
Authorised Adviser and Discount Broker www.myadviser.ie