Myself and my fiancee are taking out a mortgage(for a self build) soon of approx 200,000 euro. We have a joint income of approx 60k and savings of 50k.We were hoping for some advice on what the best options are in term of mortgage type, lender etc. We anticipate a term of around 25-30 years. We hope to have a flexible mortgage where we can pay-in lump sums if/when we can thereby reducing the term.........thanks