If you purchase ETFs monthly, each purchase is seen as entirely separate, with it's own deemed disposal calculation. After 8 years, you will be calculating deemed disposals every month.All the ETfs that I am considering are accumulating, so it should make tax calculations easier since the dividends are automatically reinvested into the fund.
Please could you elaborate how/why computing the exit tax and/or the deemed disposal tax is a nightmare? I am seeing this phrase all the time, yet nobody bothers to explain why it is the case. I haven't seen a single post trying to explain how it is computed but everybody just assumes that it is a nightmare, so I would love to learn more about that.
I already have a pension pot albeit not max out yet. The point I was making in this post was to invest on a short time, not a long term commitment like the pension. For the record, in pension I am already investing in world equities.
Leaving money in a bank account (unless it is an emergency fund) isn't a savvy move as inflation will gradually eat it up.
I don't believe and I don't have a mortgage thankfully as it is the worth financial decision someone can make. As Robert Kiyosaki said in his book Rich Dad Poor Dad, a mortgage is a liability as it takes money away from you instead of putting it in your pocket.