Where to keep nest egg safe

Hi,

I haven't posted in a long time.

Maybe this isn't the correct forum, mods pls move if not.

We have a small nest egg, we are worried is may not be safe in a bank. IMF was mentioned, but perhaps that's just hysteria?

If you had 20K where would you keep it safe?

I've heard people are buying gold coins and not keeping them in the bank. True?

Thanks

Read the forum titles please, rather than impose work on the moderators