keithrf900
Registered User
- Messages
- 65
Only in Ireland baby, I’ll give you a good one. Some time ago my mother was in a minor car crash. It was her fault to make a long story short. She was pulling out of a T junction in a local shopping centre, as she done so no cars where coming to her right and One car was coming to her left with the indicator on to turn left, she moved out to turn. The driver that was turning left changed her mind at the very last minute and hit my mother's bumper. No damage apart from a few scratch's to my mother’s car. The other car’s bumper had come off. From what I was told it was at a very slow speed. Lesson there is NEVER trust an indicator.
Anyway the driver in the other car starts abusing my mother from a height as to why she pulled out in front of her, my mother calm as you like replies that you had your indicator on to turn left. My mother wanted to wait for the garda to arrive but they had not got the man power that day to attend the scene for a few hours, a cock and bull story I might add as the station was only half a mile away. When it came to exchanging details my mother noticed that she was a provisional driver, no tax, no insurance and had no full license driver with her. She said that it was only a new car and she was awaiting her disc. In the end she would not hand over her details and drove off after taking my mother reg number. My mother went down to the garda station and reported it to them; she also reported it to her insurance company. As you do.
The other day she got her quote in the door and she noticed that her quote was very high. She rang the up the insurance company, they informed her that a claim had been filed and paid out on. As you would expect my mother was not very happy about this. No letters or phone calls to ask her any question’s or was it your fault or stuff like that. She has to get on to them in the next couple of days to see what went on as she is out of the country at the moment.
This leads me to my question. Can insurance companies pay out claims without getting your side of the story and getting you to sign stuff? Can claims be paid out on a wimp like this? Remember she just informed them, not gave them a written report on what happened. I find the whole situation very fishy. The claimee also had No full driver with her... law broken? Nothing done by the Garda.
Just wondering if anybody knows where my mother stands? Thanks
Anyway the driver in the other car starts abusing my mother from a height as to why she pulled out in front of her, my mother calm as you like replies that you had your indicator on to turn left. My mother wanted to wait for the garda to arrive but they had not got the man power that day to attend the scene for a few hours, a cock and bull story I might add as the station was only half a mile away. When it came to exchanging details my mother noticed that she was a provisional driver, no tax, no insurance and had no full license driver with her. She said that it was only a new car and she was awaiting her disc. In the end she would not hand over her details and drove off after taking my mother reg number. My mother went down to the garda station and reported it to them; she also reported it to her insurance company. As you do.
The other day she got her quote in the door and she noticed that her quote was very high. She rang the up the insurance company, they informed her that a claim had been filed and paid out on. As you would expect my mother was not very happy about this. No letters or phone calls to ask her any question’s or was it your fault or stuff like that. She has to get on to them in the next couple of days to see what went on as she is out of the country at the moment.
This leads me to my question. Can insurance companies pay out claims without getting your side of the story and getting you to sign stuff? Can claims be paid out on a wimp like this? Remember she just informed them, not gave them a written report on what happened. I find the whole situation very fishy. The claimee also had No full driver with her... law broken? Nothing done by the Garda.
Just wondering if anybody knows where my mother stands? Thanks