It wasnt in my plan to get a car now but it looks like I need to move on it now. I travel 60km a day and need a car to commute. I will have more capacity to spend on a car in two years when my other loan is complete and it was my plan to move on a car then. I'd expect to have this 10/11k loan complete in 4 years max. Its simply the disposable available to me at this moment of time is limited which is why I'm looking for somewhere offering 10 year loans. Between selling my own car, bonus and other incomes coming in I'd expect to have the loan down to €6500/€7000 within six months, then I can tip away at the agreed approx €135 a month for the next year. When my other loan is complete, my repayments for this loan go up to €450 a month. Its just I dont know of anywhere offering 10 year loans..